Illinois Employee Benefits

Illini Community Insurance can develop a group health benefit package that reflects the wants and needs of your business and your employees. We can analyze your situation, and assist you on available benefit structures, and implement the most cost effective plan for your business. Unlike many insurance agents, after we enroll your staff, we maintain a constant role in the management of your health insurance program. At Illini Community Insurance, we believe in staying involved and servicing your account on a daily basis.

Life

We offer employers and employees a variety of life insurance options. Ranging from term life, to advanced variable life products, Illini Community Insurance can customize coverage for key personnel, or groups of employees. We will constantly work with you and your staff to manage the account and monitor your changing needs.

ASO Advisory Consulting

On larger self-insured accounts (100+ employees), Illini Community Insurance can work with you to help customize your program, coordinate benefits, and act as an intermediary between you and the ASO. Illini Community Insurance have on-staff analysts that can benchmark every aspect of your benefit program and program expenses to determine the competitiveness of your approach. Our benchmark programs will compare you to not only national averages but also to your peers. With over 7,500 participating employer groups, our data benchmarking is second to none.

We can advise you on relevant issues and work with your administrative personnel to ensure the outcome you desire. Don't get distracted by focusing on your ASO or reinsurance fee's. Too many brokerages try to steer you in the direction of the cheapest ASO provider. When your ASO fee's make up 15% of your costs, don't you think it is smarter to maximize your claim discounts that represent 85% of your costs? Self-funding is not something that should be left up to just any agency. Come see why we maintain a 100% retention ratio for our self-funded clients.